This, coupled with his contagious positive energy and love for the business drives him to help his clients. This will allow him to continuously achieve his client’s goals and exceed their expectations. His personable and professional character allows him to build and maintain solid relationships which compliments his goal of growing his business mostly through referrals and repeat clients.
"Paul was wonderful to work with! As first time sellers, we were very new to the whole process. Paul always took his time with us and was nothing but helpful. We always seemed to agree on what our strategies would be, and everything was explained to us in great detail."
"Who knew buying a home could be so easy and enjoyable!? Working with Paul for the purchase of my first home, was an absolute dream. Paul was able to meet and exceed all of my wants and needs, and incredibly, he did so in under a week's time!"
"It was a pleasure working with Paul through and through. From the beginning of our condo hunting down to the closing, Paul was there always to guide us throughout the process. We felt assured that everything goes as smoothly as it could possibly be."
Talking with your bank about looking for a new home to buy is a great first step. Talking with your bank before looking for a home gives you a good idea exactly how much you can afford.
This question depends on your personal situation, there are many pro’s and con’s to buying a home before you sell yours. The biggest benefit to buying a home before selling your current home is the fact that you have a suitable property lined up.
Prices of a home depend on the overall housing market and is difficult to make a perfect prediction of when would be the cheapest. The best way to get a good price is to look at the numbers of days the house has been on market. It lets you negotiating better. If the home was recently listed, the seller will have had less time to test the market and gauge buyers’ response to the price, and will be less likely to negotiate
Typically, closing cost range from 1.5 to 4% of the homes purchase price. This does include legal and administrative fees. You should expect to pay for your home inspection, mortgage default insurance if you down payment is less than 20 per cent of the purchase price, the Land Transfer Taxes, lawyer fees, appraisal fee and property taxes, among other things.
The new mortgage rules require that all mortgage applicants qualify at a rate that’s two per cent higher than your contracted rate or the Bank of Canada’s five-year benchmark rate. This is to ensure that borrowers will be able to make their mortgage payments should interest rates increase.